Massive £2,777 Extra Pension for Those Born Before 1960—Government Silent The additional State Pension is an extra amount of money you could get on top of your basic State Pension if you are a man who was born before 6 April 1951 or a woman born before 6 April 1953 and claim the New State Pension Once they reach state pension age, which is currently 66. In this article, we will discuss this in detail.
Massive £2,777 Extra Pension for Those Born Before 1960
In the UK, anyone before these dates will get the basic State Pension instead, but retirees don’t automatically start receiving their pension after turning 66; you have to submit a claim form for it. You should receive a letter no later than two months before reaching state pension age asking you if you want to either claim your pension or defer it. If you opt to defer, then you don’t have to do anything, as your pension will automatically be delayed until you decide to claim it.
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If you have reached State Pension age on or after April 6, 2016, then your pension pot will increase every week you defer providing it after at least nine weeks. Currently, for every nine weeks you defer, your state pension will increase by 1%, which works out to just under 5.8% for a whole year. or £694.20.
The new state pension is currently worth £230.25 per week if you get the full rate. So by opting to defer for 52 weeks, you can get up to £13.35 extra per week, amounting to £694.20 over a year.
What is the pension increase?
The pension increase is being implemented through the state pension system, which provides financial support to individuals who have reached state pension age and meet National Insurance (NI) contribution requirements. In 2025, due to wage growth and inflation adjustments, both the basic State Pension and the New State Pension are set to rise, with some retirees seeing their annual income boosted by nearly £470—and with cumulative increases, this equates to over £4,000 over several years.
How much will you receive?
Your entitlement depends on the type of pension you receive and your NI record.
| ension Type | 2024 Weekly Rate | 2025 Weekly Rate | Annual Increase |
|---|---|---|---|
| Basic State Pension | £169.50 | £176.45 | £361.40 |
| New State Pension | £221.20 | £230.25 | £470.60 |
- Basic State Pension: For men born before 6 April 1951 or a woman born before 6 April 1953.
- New State Pension: for those born on or after those dates.
Who is eligible
- To qualify for the pension increase, you must be born before 6 April 1958.
- You must have paid the required National Insurance contributions.
- 30 years for the basic pension
- 35 Years for the New State Pension.
- You must meet the State Pension age (Currently 66 for most people)
- You must be a UK resident or have met overseas eligibility rules if living abroad.
Other benefits might you Receive
In addition to the pension increase, you may also be eligible for the following:
- Pension Credit – Boosts income for low-income retirees and unlocks further assistance.
- Winter Fuel Payment – An annual payment to help cover heating costs.
- Free NHS prescriptions – available once you turn 60.
- Council Tax reduction – Support based on your financial and living circumstances.
Conclusion
In this article we discussed the Massive £2,777 Extra Pension for Those Born Before 1960—Government Silent The additional State Pension is an extra amount of money you could get on top of your basic State Pension. The new state pension is currently worth £230.25 per week if you get the full rate. Currently, for every nine weeks you defer, your state pension will increase by 1%, which works out to just under 5.8% for a whole year, or £694.20. For more information and details, you can visit the official website.
FAQs
1. Do I need to apply to get the pension increase?
Ans. No, if you are already receiving the state pension, the new amount will be automatically applied from April 2025.
2. In the UK, can I still qualify if I haven’t paid enough National Insurance?
Ans. You may be able to make voluntary contributions to fill in gaps and boost your pension entitlement in the UK.
3. How often is the State Pension Age reviewed?
Ans. The Pensions Act 2014 requires a review of the State Pension age at least every five years.
4. Can I check my state pension age online?
Ans. Yes, you can check your State Pension Age using the online tool available on GOV.UK.